Analyze the full cash-flow stack before you offer
Rent comps, vacancy, reserves, taxes, insurance, management, maintenance, CapEx, and debt service — size the max offer from income before writing the check.
Read articleRentals path
Hold-and-rent guides in path order.
Negative cash flow until it’s occupied — how to price the risk
Make-ready delay and empty days mean costs run while rent is zero. Calculate the pre-occupancy gap, fund it, and separate it from flip holding-cost math.
Read articleWhat actually lands after tax on a rental year
Your bank balance (cash flow) and your tax return (taxable income) ask different questions. A clear walkthrough of rent, expenses, reserves, interest, principal, and depreciation on an example rental — and when the Net Investment Income Tax even matters.
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