30-year mortgage rate eases to 7.32%, still above last year's 6.19%

Freddie Mac, Primary Mortgage Market Survey · Oct 22, 2026 · 0 views · Rates

The average 30-year fixed rate was 7.32% this week, down from 7.40%, according to Freddie Mac's Primary Mortgage Market Survey (PMMS). A year ago it was 6.19%. Why it matters for operators: PMMS tracks owner-occupant loans, and investor and rehab loans usually price higher. Get a current quote before you run a deal.